Which of the following is a cause of poverty for families?

The correct answer highlights key factors that often contribute to poverty in families. Unemployment and low wages directly impact families' financial stability; when individuals do not earn enough income or are unable to find work, they struggle to meet basic needs such as food, housing, and healthcare. Additionally, illness can lead to increased medical expenses and loss of income due to an inability to work, further exacerbating financial difficulties.

While high education levels can be associated with better job opportunities, they do not create conditions that lead to poverty; rather, they may help reduce the risk of poverty. Inherited wealth, on the other hand, serves as a means to alleviate financial struggles rather than contribute to them. Similarly, affordable housing is a solution that helps families maintain stability rather than a cause of poverty. Therefore, the factors mentioned in the correct answer are directly linked to the prevalence of poverty among families.